Shop with CASH instead of ‘plastic’...take out the amount you have budgeted to spend (in my case this is $150 pw for groceries) and stick with it!  It is much less tempting to go over-budget, and saving is far more satisfying when you actually SEE your savings!

If you come in under budget, put the left-over money in a safe (and secret!) place...if you consistently do this, you will build up a little grocery 'nest-egg', that will enable you to have the extra money to stock up when the basics are on special, or cover the essentials on a 'lean' week.

Blessings

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Posted by 40winkzzz

...and I have considered getting back to that method of doing things also. We have done it at various times thru'out our marriage, including our 1st couple years. Having a certain amt of cash and no plastic alternatives on hand REALLY forces one to make choices and limit the impulse buying! Dave Ramsey is correct when he says that paying with cash "hurts" more and makes one think a whole lot more. We do pay credit cards off every month, but they still make it too easy to spend. There have been times that I have walked out of a store and realized to my chagrin that I just signed the credit slip and have no idea how much I just spent! Ouch! That doesn't happen w/cash.

btw, I did read your post abt your baptism as soon as you told me you'd posted, but didn't respond (or did I? I don't think I did) b/c I wasn't quite sure what to say. What a day! Even tho it didn't turn out as you expected, you still were obedient to God and that's hat counts. He knew all along that the day was going to turn out as it did, and obviously He had some reason for it even if it isn't clear to you now.

I always appreciate your comments on my blog-- thanks!

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