I have put my new design on hold while I do some work for mamma1420.  She has done a wonderful job with her layout.  She is going to have me add comments within the template 'HTML code' so that it will be easier for her to made changes herself in the future.  She has also requested that I add a second sidebar just to see what it looks like.  The final version may or may not have two sidebars.  She will decide after she can 'see' what it looks like.  So, here we go!