Learning In Spite of Labels~ Practical Teaching Tips and a Christian
Perspective of Education by Joyce
Our Father Abraham~ Jewish Roots of the Christian Faith by Marvin R.
Wilson
A Family Guide to Biblical Holidays by Robin Sampson and Linda
Pierce
Good and Angry by Scott Turnasky and Joanne Miller
Having Mary Heart in a Martha World by Joanna Weaver
A Parents Guide to The Spiritual Mentoring of Teens ~Building Your
Childs Faith Through the Adolescent Years by Joe White , Jim Weidmann
Wild Days ( a book about language arts and nature journaling) by
Rackliffe
How to Create Your Own Unit Studies by Valerie Bendt
The Power of Parents words by H. Norman Wright
How to read the Bible for all it's worth by Gordon D Fee and Douglas
Stuart
Say Goodbye to Whining, Complaining, and Bad Attitudes in You and your
kids by Scott Turnasky and Joanne Miller
You Can Teach Your Child Successfully Grades 4-8 by Ruth
Beechick
A Strong Start in Language
An Easy Start in Arithmetic
A Home Start In Reading by Ruth Beechick
Any Child Can Write by Harvey S. Wiener
" This is what the Lord says: "Stand at the crossroads and look: ask for
the ancient paths, ask where the good way is, and walk in it, and you
will find rest for your souls."
Jeremiah 6:16
Now this is old hat to some but to even to an old time tightwad, I am still gradually making changes in my ways. What I am talking about today is planning ahead.
If you know that you will be spending money on things like Christmas, a trip, an appliance, or even planning on being prepared for break downs of your car. This method will save you from putting things on your credit card. Which then will save you from paying interest.
What we have done is decided what we think it will cost or what we feel we can put towards that paticular event or thing. We personally have a online banking account that we are able to have sub accounts that we can lable ( what it is for) and put money away over time. For example we put away 50 dollars a month for 12 months and then we are prepared for when December comes. I have found that this takes a lot of stress away and we don't feel like we are always behind and trying to catch up to what we owe. Or if you like you can also do this with evelopes in your own home. It is a old way of being prepared.
I am finding a lot of peace by changing over to this way of paying for things. God really does want our good and he wants us to be free in a lot of ways. And free of debt is a big thing.
*****
There are only a few big ways to save money but there are a lot of small ways that all adds up.
Please go visit these lovely ladies and glean some good tightwad tips from them.
Remember: The best way to get a comment is to give a comment.
I used that method before I got married. Now I use a credit card for everything. Once I reach $1000 on my card, I get $20 in free groceries. It takes a LOT of discipline to make sure that I don't spend more than what we have money to pay on the card at the end of the month, but it works well for us. I usually save Christmas money in an envelope, then hit the after-Christmas sales and get 75% more stuff for my money! I have done VERY well using that method for Christmas shopping, along with cutting out a lot of gift-giving.
Yes, that is a big way to take a load off your mind. I wonder if our online bank can do that. Thanks for the idea! Have a great day my friend. I am trying to upload the tons of pictures I took over the weekend. Then I will post. But first we are needing to get Grace's room under control. It is a big job.
(((hugs)))
Jenn
We have many different categories set up in our accounts to save for things during the year, especially Christmas and vacations because the spending can get out of hand so quickly!
Great post!
Toni
http://thehappyhousewife.com
We used this method way back when we were first married ( 28 yrs ago). It was good training and helped us learn to be good stewarts of our money. Great tip!
We do this, but we do it on the computer/paper and just keep track of different categories and allocate each paycheck. I know those who actually use cash and envelopes each paycheck.
Good tips!
Maybe someday i'll get back to doing TT.
We sure could learn a lot from the old ways of doing things. We don't use credit cards anymore. The temptation is just too much for us, especially if an emergency arises.
We've used envelopes and a ledger to divide up money in our bank account.
I read on Carol's blog that you've been sick. Hope you have recovered.
Letitia
First , I am a daughter of the King almighty and a
a wife to my Handsome of 17 years. A mom of 4 on the go boys 15, 13, 9, and 7. I grew up in the states but married my Canadian sweetheart and moved up north.
We live in the southern part of British Columbia , Canada on our homestead. We have homeschooled our four boys from birth and plan to go the distance till all four graduate from our homeschool. I teach with a Charlotte Mason style and use the Heart of Wisdom Approach. I love to craft! I am a beader, knitter, x-stitcher, quilter. We have been on a journey of being apart of building "The House that God Built". I have been recording our journey on my blog. Go to my links and you will find it. I know God has a lot more instore for us and we just need to follow where our Lord takes us.
First , I am a daughter of the King almighty and a
a wife to my Handsome of 17 years. A mom of 4 on the go boys 15, 13, 9, and 7. I grew up in the states but married my Canadian sweetheart and moved up north.
We live in the southern part of British Columbia , Canada on our homestead. We have homeschooled our four boys from birth and plan to go the distance till all four graduate from our homeschool. I teach with a Charlotte Mason style and use the Heart of Wisdom Approach. I love to craft! I am a beader, knitter, x-stitcher, quilter. We have been on a journey of being apart of building "The House that God Built". I have been recording our journey on my blog. Go to my links and you will find it. I know God has a lot more instore for us and we just need to follow where our Lord takes us.
