Posted in Frugality

I am pretty sure that I have shared with you how I am in the process of getting a bit more fit.  And although going to the gym regularly does seem to be working on getting myself physically fit.  I also need to focus on another area of fitness. 

I need to be financially fit.  One of the very first steps to being on your way to finacial fitness is to take a really good look at exactly where you are financially.  This is where your starting point is going to be.

At Bills.com they have a nifty little test to let you know just exactly where you stand financially.  It is called the Bills IQ test.  Most of us do not really ever take the time to see all of our bills and understand them. 

The last thing I ever want to go through is a Bankruptcy.  I have known a couple of people who have had to go through with this process.  And after speaking with them about it, I am confident that it is something I do not need to experience first hand.

So I decided a few months back that I was going to learn all I can about my current bills situation.  This all begins with knowing my Bills IQ.  Once I have that score I can spend some time at Bills.com coming up with a plan of action for truely becoming financially fit.