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This is the third installment of 2 freebies for you from Cindy Rushton's Talk-a-Latte seminar coming up this week. Part 1 and part 2 are in previous posts that you can find in the archives. Cindy will be welcoming Leslie Valeska (from http://www.LeslieValeska.com ) for a fantastic online seminar next week. The seminar is called, A SIMPLE JOURNEY TO DEBT-FREE LIVING. It sounds FABULOUS! You see one of the neat things about the Cindy's online seminars is that everything is ONLINE. Cindy builds a private, exclusive Membership Site that includes everything from the seminar in one place--it includes audios (from all of the sessions and from the bonus gifts that her speakers give to us), ebooks, complete unit study guides, articles, printable notebooking pages, cookbooks, on and on. I can't believe all of the things that we receive for only $29.95. It is truly amazing! Especially with this seminar. I will be posting 2 articles each day until the seminar this weekend so check back again TOMORROW for the next installments! Combat the Cost of Gas Think the cost of gas is high? Me too! Today I heard a news report that predicted gas would reach $5/gallon before summer's end. The same report included information about a raise in electricity prices as well. Although it wasn't included in the reports, this will directly affect the cost of other items, especially groceries and other necessities. With all these prices rising and our paychecks remaining constant, how can a family stay within their budget? One way to combat prices is to take a stern approach to re-evaluating your gas usage. If gas is your main source of heat and cooking energy, you are going to do a bit of number crunching as the prices continue to rise. The good news is that the winter is behind us, so there won't be heating costs. But summer is around the bend. For those of living in the south, we already have been running our air conditioners for the last few weeks. With home cooling costs, think just inside the comfort zone. By turning your thermostat up to 78-79 degrees, your a/c will run less. If you have an automated thermostat, use the day night settings. This can really be an energy saver. If your home is cooled by means of window units, only run them when you are home during the mid season. As the hotter months come around, keep the units at a constant temperature; preferably at the warmest you can tolerate. If you still have need of a heat source and you have some type of wood burning element (stove, fireplace, soapstone insert) consider using it exclusively. Cooking is another issue. I have spent time today trying to forecast the most efficient method of cooking with the estimated rise in cost of energy. As best I can figure with "ghost" numbers, small electric appliances will be the best methods of cooking with the least amount of money spent on gas and electric. The small appliances I evaluated and found to be the best were the crock-pot, electric skillet, counter-top grill, and microwave. I have never cooked in a microwave (ours is nothing more than a bread box). However, using the energy sticker (your appliances will either have a sticker or an imprint of wattage on them) I was able to calculate that it would be less expensive to use the microwave to roast a chicken than either a gas or electric oven. The crock-pot yielded an even higher energy savings for roasting the same chicken. The good news for us is that spring is here and summer is fast approaching. This means that we are less inclined to want to heat up our kitchens by using the oven and stove top. Small electric appliances are an excellent resource for the homemaker to help cut energy costs. A much over looked resource for energy efficient cooking today, is the old fashioned charcoal grill. Gas grills are wonderful (we have one). They are quick to light and heat up. However, with the cost of gas today, it can be costly. Even if you already own a gas grill, consider purchasing a charcoal grill. They can be very inexpensive for a bare bones model. Either way, grilling keeps household energy costs down. One more food preparation option that will help with slashing home energy costs is "uncooked" dinners. These are meals that are comprised mostly, if not solely of uncooked or previously cooked ingredients. For example, salads can be made in abundance and with a great variety. Left over meat from another meal will make a great protein topping. Sandwiches are another wonderful option to use leftovers. Sandwiches can be simple or complex, you choose. Planning ahead for these types of meals is the way to go. When you are making chicken for dinner one night be sure to cook enough to stretch for another two or three simple uncooked meals. In this way you are using the energy source and heating up your kitchen only once. These are some tips to get you thinking about how you can change a few methods you may be more accustomed to that will help you to reduce your energy costs. The next post will focus on ways to cut back on vehicle energy costs. Check out the wonderful Simple Journey to Debt Free Living Seminar here:
Meet the Debt Family Tree So where did debt begin? Truly, debt began with the fall of man. How many people were on the earth at this time? Two. It only took the creation of two people before we began our debt filled lives. Remember, debt can be defined as sin. The moment Adam and Eve chose to disobey God (Genesis 3), they entered into debt. The definition of sin is to voluntarily depart from God’s commandments. Clearly Adam and Eve chose to depart from God’s commandments when they fell. This sin is a debt we have being repaying ever since, yet God’s desire for us is to be debt free. Intense thought, isn’t it? We will never be perfect. Yet the process of transformation promises that we will one day be like God. This is not a minor issue for God. He makes it abundantly clear how strong His desire is for us to be transformed. Romans 12:1-3 instructs us to cast off our old selves to be transformed by the renewing of our minds. This illustrates the serious need we have to correct our thought process about money, debt, and spending habits. 2 Corinthians 3:17-18 tells us that we are being transformed into God’s likeness as well as the freedom it brings. This is ever so true when debt no longer has you bound as a slave. While we will never acquire this deliverance here on earth our rewards (in part) in Heaven are based on our journey to debt free living while we reside in our earthly form. In the simplest terms this means that we are commanded to make deliberate decisions that follow God’s commandments to assist repayment of this debt. Each of us has this responsibility. The best part about our head banker is that He accepts whatever payment we give without penalty or expectation as to the speed of the repayment. However, the idea still remains that the debt we accrue is our responsibility to repay. One thing you will need to continue to remind yourself is that you did not get into debt over night. It didn’t take one day to accrue the debt that has bound you to a life of servitude. It will take time to dig out. Some days the journey may be slow or even seem stagnant. Rest assured that allowing God to transform your mind on this matter will keep you moving forward and you will succeed, because of His guidance. Be patient with yourself, as God is patient with you. God knew that you would be on this journey and allowed you to make these choices to grow you up. All of the trials and affliction in your life are there to aid in your transformation. It is never the trial that is the important aspect in your life; it is how you handle it. Colossians 1:10-12 helps to define God’s outline for the process of long suffering and its overall reward in our lives. The concepts of the process of long suffering are as follows: 2) Wait, taking time to gather all facts about a situation before making any decisions on how to proceed. This includes prayer and being in constant communication with your spouse, 3) Looking for a solution (accepting responsibility and using kindness) as God presents it to you. Refer back to this verse as often as needed to remind yourself that God is at work here, producing in you great things and the ability to succeed at conquering debt.
Need MORE Help? Dont forget to check back again tomorrow!!! Tomorrows posts are titled "I Can't Live Simply Until..." by Leslie Valeska and "Quick Debt Attack Tips" by Harold and Cindy Rushton
Sincerely, Suzette |
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