I have had an answer to prayer! My friend Shaunna that had surgery yesterday is doing GREAT!! But the truly amazing thing happened today. We are in the middle of refinancing our house. I thought the process was pretty much complete, we were just waiting for the documents to be drawn up and sent to the title co. to await signing. Well................................I called our loan officer today to ask him if we had a sign date or time, and he said no. He informed me the loan had been sent back to him becasue of a little problem found on our credit report. GREAT!! It was a medical bill that we ahd been paying on and the company reported it negatively on our credit report, even though we had been paying the agreed upon ammount and faithfully. He sadi he personally wrote a letter of explanation on our behalf and sent it back to them, but that it really depended on the underwriter and his/her mood when they reviewed it and we wouldnt hear back until next week. I thought I was going to have to have this in my head all week end long! I got off the phone and immediately began to pray. About 10 minutes later I recieved a call from our loan officer. He said, "I have great news for you!!". I held my breath! He informed me that right after we had gotten off the phone just 10 minutes earlier, he got a call from the underwriter saying they were going ot put the loan through! I almost cried. This refi will enable us to be debt free for the first time in our married life of nearly 11 years. Praise God!! Isnt HE awesome!

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Posted by Heidistjohn