Amuse & Amaze Yourself (and your kids!) with.... MATH?

Posted in Bookish Thoughts • Nov. 16, 2008

I am a huge fan of The Schoolhouse Planner.  When I got it, I saw that they were offering monthly themed modules as an add-on.  Quite honestly, I wasn’t interested because I thought that for $7.95, they were expensive to buy each month.  (I freely admit it, I am a cheapskate!)  However, now that I have seen them, I have completely changed my mind.  They are such rich resources packed with so much information and so many neat learning activities that I now believe they are a bargain!

November’s module is called Amusing Mathematics

Wait… did you say “Amusing”?  Mathematics?  Yep, really! The great thing about this module is that it is all about finding fun math stuff! For instance, did you know that with a quick math puzzle you can make all of your friends and family think that you can read their minds? Have you ever guessed a person’s birthday by asking them to do math problems first?  This module even shows you where to find a great trick for guessing how many siblings someone has! All of these puzzles are so much fun to do and will have you enjoying math in no time!  But wait! Number tricks are not the only way to have fun with math; also learn how to do tangrams, work a sudoku puzzle and even learn faster methods for multiplication! The module covers a wide variety of math topics for the elementary student, each with fun activities and humor.

While it is designed to be used with the Schoolhouse Planner, this module is a unit study all in itself.  You can read more about it for yourself by clicking here.  Even if you don’t own the whole planner, you can use this ebook to make math fun for your kids.  I feel like it has helped us to get out of a rut with math, and it has shown my kids that learning math can be a lot of fun! 

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Great site for Kindred Spirit frugal bookworms!

Posted in Bookish Thoughts • Nov. 16, 2008

The first time I saw the tagline for Homeschool Library Builder, “Fill Your Bookshelf without Emptying Your Wallet”, I knew it was going to be right up my alley.  One look at the site told me I was right!

Homeschool Library Builder is a online bookstore founded by two homeschool moms who each have four children, a love for great books and a desire to help fellow homeschool parents.  From the user-friendly website to their helpful services, Homeschool Library Builder is geared toward serving homeschoolers and others who use excellent literature to educate. 

The site offers new and gently used books for all ages at affordable prices, giving people an opportunity to build their own home library.  They stock titles used in literature-based curricula (Sonlight, Tapestry of Grace, Ambleside, Five in a Row, Beautiful Feet, and others), as well as those useful for a wide variety of unit studies.  I loved that you can search by specific curriculum or by category, and I also loved that they stock a lot of the out of print titles that you tend to find in some literature-based curriculums.  They also offer fundraising opportunities for groups, a frequent buyer program with discount incentives and opportunities to help others by purchasing books designated to their “Helping Hand” program.  They are also committed to helping other family businesses, and offer free promotion for their own homegrown products or services through the website and online newsletter!

Go to www.hslibrarybuilder.com and take a look around— while you are there you may want to take advantage of their awesome “Bin Sale” where they have books for just $1, $2, $3, and $5!

Homeschool Library Builder satisfies both my taste for great books and great deals, so I love it!

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Give yourself an early Christmas gift with a FREE bonus!

Posted in Hearth & Home • Oct. 28, 2008

 

Did you ever dream of getting a horse for Christmas? You can get a sneak peek of our Fall issue and see Nancy Carter's first horse! Oh, and she's not the only one sharing her childhood pictures. You'll see photos from the 50's through the 80's.

But, you'll need the Fall issue of The Old Schoolhouse Magazine to go on this walk down memory lane.

Plus, do you like to create holiday memories? The brand new TOS holiday E-Book can be yours, too. It's all about the fall and winter holidays - mainly Thanksgiving and Christmas. But it's not even for sale yet. This is your chance to get it first  - for FREE ($12.45 value)!

Normally when a person subscribes, their subscription starts with the upcoming issue which can take a while. But, TOS thought about that when they planned their  Fall Special.

If you subscribe now with their Fall Special, you'll get

Almost 50% off the cover price for 2 years The current Fall issue as soon as it is ready

6 Bonus gifts

12 months of Teacher's Toolbox, which contains a FREE E-Book every month PLUS, the new E-Book, Homespun Holidays for FREE!

This is over $250 worth of product for only $39!!

CLICK HERE TO SUBSCRIBE NOW!

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Menu Plan Monday

Posted in Hearth & Home • Oct. 20, 2008

I have been inspired lately to get back into bulk cooking/cooking for the freezer/whatever you want to call it.  I have done this for years off and on, I tend to go in spurts.  I will plan more specifics later, but for now here is the basic plan:

Monday:  Pork pot roast in crock pot

Tuesday: Roast chicken- bulk cook chicken and bulk cook potatoes

Wednesday:  Beef and Chicken Tacos (Bulk cook Taco filling)

Thursday:  Bulk cook Pasta dishes and Apple dishes

Friday:  Pizza night, make bulk pizza dough for freezer.

Saturday:  Leftovers

Sunday:  Bulk cook pork

Sorry the recipes aren't here and this is boring, but I just wanted to get the bones of my plan down!

To join in Menu Plan Monday, visit www.orgjunkie.com.  Have a yummy week!

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Sunday Self-Control Check-in

Posted in Creative Projects • Oct. 20, 2008

I promised to post updates on my self-control challenge as I am striving to eat less, exercise more, and get enough sleep.  I will post updates on Sundays, and will recap my previous week, post progress of weight lost, and will post targets for the next week.  So, here goes!

EAT LESS- Since beginning this week, I have started just trying to be conscious of when and how much I eat.  I am trying to only eat when I am physically hungry, and then eat moderate amounts and stop when I am no longer hungry (not until I am feeling full or overfull).  My success so far is just that I am more conscious and that I have started to follow this plan.  This week, my action step is that I will write down an eating diary- when I eat, what I eat, and how hungry/full I was before/after eating.

EXERCISE MORE- I haven't even started making a plan for this part, much less doing it.  While I am enthusiastic about changing my lifestyle, I don't want this to be short-lived, so I am trying to make small changes I can live with over time.  Right now, I am not ready to add a work out in to my schedule.  My action step for this week will be to keep a time log, so that I can begin to track my time in order to figure out where in my schedule exercise will eventually fit.

GET ENOUGH SLEEP- I really, REALLY need to go to bed at a decent hour!  I have not yet done it, and I admit it is 100% a self control/disclipline issue.  I get the kids to bed and then I get working on stuff and don't stop... also, I enjoy the quiet house.  The price I pay, though, is that mornings don't go smoothly and are not productive because I am staying in bed as long as possible and wake up tired.  My action step for this week is going to be to be in bed by midnight every single night.  I know that sounds late, but it is nothing compared to what I have been doing!  (OK, to be honest I will have to start that tomorrow night, because I am already up past then now!)

Progress:  I only weighed myself twice, so this may not be accurate, but the second time was 3 pound less than the first.   We'll see, I don't tend to buy it, because in the past I have had a VERY hard time getting the scale to budge AT ALL, much less 3 pounds in a few days.  I have a feeling it was just a normal fluctuation.  Maybe I should weight daily and then average from week to week?  Ideas/ opinions on that?

Another related action step for this week is that I am going to pray specifically for the Lord to help me to develop self-control.  It is listed as a fruit of the Spirit, and therefore I know I cannot expect to develop it on my own, but that if I remain in Jesus I will bear much fruit!  So I figure that will be the key to the whole thing!

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The Challenge of Self-Control

Posted in Inspiration • Oct. 15, 2008

I just read this and was really convicted.  I was tiny until the middle of college, when I put a few pounds on, but was still a size 6 when I got married.  3 children later, I am not even close to that, and find myself needing to lose about 60 pounds to fall into the middle of the healthy weight range for my height.  I gained a HUGE amount of weight with my first baby, and on the high end of normal with both boys.  I am carrying a large amount of the excess weight right around the middle, which is very unhealthy, and I know that even though I have no related health problems yet, it leaves me at high risk.  Also, my dad is not overweight and yet he had a bypass at 53.  So, I need to lose this weight.  I have gone through kicks, diets and exercise kicks, but Tammy is exactly right in saying that what has been missing is self-discipline.  I know what I need to do, I just haven't done it yet. 

So, here is what I need to do, in a nutshell:  1.  Eat less.  2. Exercise  3.  Get enough sleep.  Of course, I could get really detailed with it all, like I need to eat more veggies, less carbs, make a lot of rules, etc.  But really, it boils down to those three things. 

I can't imagine living on a strict diet the rest of my life, counting calories.  I can't imagine that I will continue to do a diet or exercise that is complicated and hard to follow for long with all that I already have to do.  So, it boils down to keeping it simple and just simply being self-disciplined to eat less, exercise, and get enough sleep.

I should make a goal to report my progress every week on my blog.  Let me think about a day of each week, and I will do it for accountability.

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Odd things tag...

Posted in Daydreaming • Oct. 14, 2008

Here’s the rules:

      Link to the person who tagged you.
      Post the rules on your blog.
      List 6 unspectacular quirks you have.
      Tag 6 bloggers by linking to them.
      Leave a comment on each blog to let them know they were tagged.

      1.  I can curl up my tongue in thirds, kind of looks like a lasagna noodle or half a flower.  It is really weird.

      2.  I cannot stand to see or hear spitting.

      3.  I remember things by the way they look, almost like I took a snapshot of them in my brain.  Like I can visualize where a particular passage I am looking for in a book was on the page.

      4.  I have a weird obsession with Crest Amazemint lipgloss at the moment.

      5.  I feel VERY strongly about politics, but have not posted anywhere on the internet about my opinion despite the fact that I find multiple things per day that infuriate me and that make me want to comment back. (Not due to grace and/or humility, rather, I think I am a chronic people pleaser! )

      6.  I love to sleep, but I never want to go to bed early enough to get a good 8 hours.

      I don't quite know who to tag, if you want to do it, great!  I would love to see Jill and Angela do it, and any of my other friends who want to!

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Simple Woman's Daybook...

Posted in Daydreaming • Oct. 13, 2008
FOR TODAY OCTOBER 12, 2008
Outside My Window...  I see beautiful fall colors.  The many mature trees all around my home are ablaze with intense shades of copper, orange, scarlet, and gold.
I am thinking...  that I would like to feel better so I can go out and enjoy the weather with my children!
I am thankful for... provision, freedom and liberty... and hoping they will last.
From the kitchen...I can see the Indian corn I tied together and hung on the wall.  I like to imagine that colonial and pioneer women did the same thing to decorate their homes.
I am wearing...grey yoga pants and a soft tshirt.  I wore it to bed last night and haven't changed.  I'm sick and just bummed around all day.
I am creating...plans for a new photography business.
I am going... to bed early tonight... yeah, right!
I am reading... nothing.  I have always treasured books, and yet I somehow lost the time to read.  I need to make that a priority again.
I am hoping...that we will progress through our Financial Peace baby steps QUICKLY!
I am hearing... boys splashing in the tub and playing imaginary games with Batman toys.
Around the house... things are whirring and whooshing and clicking.  I hear dishwasher, washer, dryer and refrigerator along with the sound of three of us typing.
One of my favorite things... sudafed.  (sorry, it's all I  can think about right now!)
A Few Plans For The Rest Of The Week:
* get better
* figure out pricing for portraits
* do lapbooks with kids
* start a read aloud with kids.
Here is picture thought I am sharing...(add your picture here)

For you, Mommy....

I really enjoyed this meme hosted by the Simple Woman.  If you would like to participate, click the button at the top or click here.

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Fall musings from my stuffy head...

Posted in Creative Projects • Oct. 12, 2008

On a sad note, I have a cold.  On a happy note, I am feeling like life is getting more organized and doable!  If you want to read more about that, you can go to my other blog here.

So now that I am actually getting some things done, I am feeling inspired to do more projects that have been in the "someday" category for a long time.  So, this is going to serve as the reminder list for me to come back to when I have project time.

Things I would like to get done:

  • Declutter my house.  We live in a very small house, and we have TOO MUCH STUFF!  I would love to get it down to just what we need, use, and love.  I would like to do this before Christmas and the two birthdays in the two weeks following, because we are always overwhelmingly blessed with toys and new things coming into the house then!  (And if you have seen Madame Blueberry, I don't have to tell you what packing more stuff into an already packed house would cause to happen.  Ugly.)
  • Learn more about gardening and yard upkeep, what needs to be done when, and start to beautify my little portion of the great outdoors.  This is one area that has been totally neglected in my overwhelm with life.  It is in BAD shape, and I would like to get it looking NICE so we can enjoy it!  I would also like to be able to do square foot vegetable gardens next spring with my children, so that is something to work towards!  This is a project that I need to figure out how to do without spending a lot of money.  Ideas are welcome!
  • Write a business plan and actually START my home based photography business!
  • Desgn and open my new website.  (Idea is done, but I am not releasing it yet because I want it to be a surprise!)
  • Start piano/music lessons for the kids.
  • Clean the basement and rearrange it to be more of a rec room for our family.
  • Move the boys into dd's room and dd into the other bedroom, which will require painting both rooms and assembling a loft bed at the very least.

Ok, that's all I can think of right now because I am already bowled over with the scope/number of projects I came up with in 5 minutes!

 

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A favorite homeschooling resource... TOS!

Posted in Bookish Thoughts • Oct. 8, 2008
I told you I was going to be reviewing things for The Old Schoolhouse, but what I did not tell you was that my first review was going to be a review of  The Old Schoolhouse magazine itself!  So, without further ado:

I have been a TOS subscriber for 4 years now, and I am a raving fan of this wonderful magazine.  I am a fast reader and normally skim magazines and read the articles that interest me in a few minutes, and then I am finished.  Well, with TOS it is completely different.  This magazine is packed with meaty articles and contains such rich resources that I read it slowly, over a week or so, in order to fully enjoy each treasure-packed page!

I would not be exaggerating to state that TOS has opened my eyes to the larger world of homeschooling.  I have learned in depth about each style of homeschooling, received great support for me in my role of wife and homeschooling mom, and gotten great ideas to use in my home as I learn alongside my children.  It is so refreshing to read a magazine that embraces a biblical worldview, rather than being politically correct all the time, and I appreciate the way TOS is unafraid to challenge the status quo.  It is enjoyable to read and well written by an interesting and diverse group of talented writers who are homeschoolers themselves.

My children eagerly await the magazine, now, too.  Although it is not a kids magazine, each issue has a great section that you can use as a unit study with your children.  It is like getting free curriculum!  They are wonderful studies on widely varying topics- some favorites at our house from past issues have been trains and hummingbirds!

In fact, without The Old Schoolhouse magazine, you would not be reading this right now.  Here are the reasons:
1.  I learned about blogging from the magazine, so I might not be blogging without it.
2.  If I was blogging, somehow, it would not be here.  TOS owns Homeschool Blogger... enough said!
3.  I have had times in my homeschooling where I was not sure what to do or was struggling with something, and the information and encouragement in The Old Schoolhouse Magazine helped me to keep going.  So, I think it is fair to say that without TOS, it is possible I would not still be homeschooling.

This would probably be a good time to state that in my reviews I will always strive for a fair and balanced perspective that is brutally honest.  I will tell the bad with the good as I see it.  However, in the case of The Old Schoolhouse Magazine, I cannot honestly say that I find anything wrong with it.  As you will see in a second, I can't even find fault with the price.  (Which is usually my hangup with nearly everything.... ahh, the life of a Cheapskate.)  I even find the ads informative and helpful to me in my homeschool journey!

I wanted to tell you all about The Old Schoolhouse Magazine's Fall Special. You can get two years of the magazine, 6 fabulous physical gifts (no downloads!) worth over $120, plus the current issue of The Old Schoolhouse Magazine that is full of ideas for the new school year, so you start receiving your magazine in a flash!

It really is one of their best deals ever and you don't want to miss out. In fact, they've got a really cute Homeschooling with Heart tote bag (valued at $13.95) for the first 1000 to subscribe. About half of them are gone, but you should still be able to get one if you hurry!  (They will remove the info from the subscription page when the bags are all gone.)

The total value is over $212, but you receive it all for only $39 - 50% off of cover price! Plus subscribers get their online monthly Teacher's Toolbox which focuses on a different topic each month, giving you words of encouragement, hands-on teaching ideas, book recommendations, field trip ideas, and a bonus download item.


The Old Schoolhouse Magazine has helped me to feel like part of the larger homeschooling family, has encouraged and challenged me, and educated our family in countless ways.  So, in case you haven't picked it up yet, I will state it outright:  TOS gets a glowing review from me!  I consider it a Must-Have for any homeschooler... and with the great deal going on right now, you won't want to miss out!

Click here to check it out!


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Easing into fall...

Posted in Creative Projects • Oct. 8, 2008

I have been away a while, and am happy to say that I am back and things are going really well!  I have missed blogging a lot, for a couple of reasons: 1.  I really enjoy writing.  and 2.  I really enjoy getting to know so many neat women!

School started at our house in early September, and I quickly found myself with the old overwhelmed feeling.... feeling like I was just buried in things to do and that none of it was getting done.  After pouring it all out to my wonderful Gilbert, he suggested that I implement more structure to our day.  So, I made some chore charts and daily routine charts and tried it... and after a week, it has made such a difference!  Our house is so much more orderly and neat, learning is actually happening, and I have even seen a major reduction in behavior/disclipline problems!  Praise the Lord!  I am praying that I can keep it up and not quit!

I have also taken on a fun new project- I am part of the TOS Crew, a focus group for The Old Schoolhouse magazine who will review and spread the word about some homeschooling products over the next few months!  I am excited to try everything and to get to share it with other homeschool moms!  Stay tuned for my first review coming VERY VERY soon!  ( as in, a few minutes from now! ;) )

Blessings for a wonderful fall!

 

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And the winner is....

Posted in Hearth & Home • Jul. 17, 2008
Since I know you are dying to know what I picked, it was #1- declutter.  But I didn't do it while the kids were at VBS, no... I spent that time wondering what I should do!  Hehe! 
But, it is going well!  The hardest things for me to get rid of are books, but it really needs to happen!  I figure with the size of our house and the size of our family, we need to lose about half our houseful of stuff!  So I am trying to be ruthless.  The hardest part for me is going to be following through on the piles, getting them donated or listed to sell on ebay or ready for a garage sale.  So, we'll see what happens! 
Our next two weeks are going to be nuts because of family coming in town and our county fair where dd is showing her horse (not really hers but we lease).  So, I won't be getting through this project any time in the next few days, that is for sure!
But I am finding that I have a huge drive to declutter and simplify, so onward I will go getting rid of stuff!
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What to do? What to do?

Posted in Daydreaming • Jul. 7, 2008
As I type this, my house is quiet.  My Gilbert is off at work, and all three children are at Vacation Bible School.  They will go every day this week from 9-noon!

So, what on earth do I do during this time?

I mean, I have a list a mile long, but this whole concept is so completely foreign to me that I have no idea what to actually DO!

Maybe I should take a poll.  Here are some of the (more realistic) choices:

1.  Declutter.  If I do this, should I do one main area or just hit some of the worst hot spots in the house?  (ie, bookshelves, etc.)

2.  Clean.  I am not inclined to spend this time on that, because I clean all the time and they will just undo it the minute they get home.

3.  List some curriculum and other things I have been meaning to list on various homeschool swap sites and/or ebay.  This would accomplish #1 to a degree as well as earn some money to help out the budget!

4.  Nap.  Need I say more?

5.  Scrapbook on my computer.  I want to get a book done for Will for his third birthday August 1, and also one for my stepmom for her birthday August 23 of the vacation we all just took.

6.  Read for pleasure, take my own trip to the library with no kids.... wow, this list is getting decadent.

Let me know what you vote for!
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Angela is giving away a planner!

Posted in Kindred Spirits • Jul. 6, 2008
And I want to win it!  If you do, too, and I definitely think you do, go here to read how to win and enter!
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The Mother's Heart is the Child's Classroom....

Posted in Inspiration • Jul. 3, 2008
How right Henry Beecher was when he said that.  The Lord is impressing upon me deeply that if change is going to happen here (house, children, tone, anything else, etc.), it is going to have to start with me.  I need to allow the Lord to work in me, to change my heart.  For the Mother's Heart is, indeed, the Child's Classroom.  My children will not learn what I teach them with my words or even through my disciplining or child training, they will ultimately learn what they see in my heart.

Now THAT is a scary thought!

I like to read books about parenting methods or think through how to solve problems.  I am an action girl.  But there is no book or problem solving strategy that can change my heart.  Only the Lord can do that, and it is only by yielding to Him and keeping "in step" with His Spirit that I can have a heart that bears much fruit and is a rich and beautiful classroom for my children.


Because of His Grace I can truthfully say that
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Renewed Focus

Posted in Hearth & Home • Jul. 2, 2008
I am still praising the Lord for His most gracious gift of a job for my wonderful Gilbert!  His timing, just as I kept trying to remind myself, was perfect.  It allowed us to go on our annual vacation with my parents and extended family and truly relax and enjoy each other, rather than stressing unbelievably about not having a job to come back to and the finances.  So, thank you LORD!  I will post some pics from the vacation on my other blog when I get a chance, so be sure to check there in the next few days!

Now that we are home from vacation and DH is off to work all day (and some nights, as he is keeping the pizza delivery job for a while in order to help us recover from the last 10 months), I am returning to my role as keeper of the home, stay at home mom of three kids, and everything that huge role entails.  And, I am seeing in full color already that there is a LOT that is in need of an overhaul here.  Basically, the house is a wreck, the children are having major issues with obedience, kindness, and having good attitudes.  I am finding that I have lost a LOT of the patience I at one point thought I had, and all in all it is a little- no, a LOT- overwhelming!

I am blessed beyond measure to be able to be at home with our children... but it certainly is a BIG JOB!!!  I would really appreciate your prayers as I attempt to transition out of the crisis mode in which we have been living and into moving forward with life and priorities.

Thank God that....
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Splendid News!

Posted in Inspiration • Jun. 6, 2008
My Gilbert got a job!  I am, like Anne, very rarely at a loss for words.  But, today, I am not at all eloquent.... I am stumbling over every word and giggling my way through them all.  So, I will not attempt a coherent blog post here, I shall simply leave it at:

PRAISE THE LORD!!!!!
THANK YOU FOR PRAYING!!!!!
WOOOOOOOOOHOOOOOOOOOOOOOOOO!!!!!!!!!!!!!!!!!!!!!!!!!

So very THANKFUL that...
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Waiting...

Posted in Inspiration • Jun. 3, 2008
So far, so good!!  My Gilbert has had more interviews!  We have not heard back from Walgreens yet, he had an interview with a local university yesterday, and the most promising one is Comair.  He had two phone interviews last week, and then got called back and had a face to face interview with them this morning.  It lasted two hours, and he met with two levels of executives, so that is a good sign I guess!  He said he felt he did his very best, and now we just have to wait to hear something!  They are looking to move quickly, so I hope we will hear this week!  They may have another round of interviews though, as well, so we'll have to wait and see.

For me, the waiting is the hardest part.  I am praying that Lord will just keep bringing Gilbert to mind whenever the people who are making a decision on this position think about who they want. :)  I have SO thankful for all of the friends and family who are praying for us, so THANK YOU EVERYONE!



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Moving in the right direction...

Posted in Inspiration • May. 30, 2008
Next week will mark the 9 month point since my Gilbert has been out of a job.  To be accurate, he has picked up a pizza delivery job to allow us to survive, but he has not had a "day job" for 9 months.  It has been, to say the least, an INCREDIBLE test of faith for me and for us!  It has been hard at times to see God at work at all when it has seemed that nothing is happening towards him getting a job. 
Well, this week it FINALLY feels like there is movement in the right direction!  Last week he found several jobs that seemed to match his qualifications fairly well, and he sent resumes and followed up with phone calls.  Tuesday, he had an interview with Walgreens and felt that it went pretty well, and then yesterday Comair called and did a short phone interview and scheduled another one for today.  He said he felt GREAT about it after the phone interview today!  He will know Monday or Tuesday if he gets an opportunity for the face to face interview.  I am praying he does!  I think this could be a great fit for him, and there are some incredible benefits, including free flights for our family!  This would be SUCH a blessing to us as we have parents/grandparents far away and other family that we never get to visit because of cost! 
He also has an interview with a university Monday, as well as two other possibilities that he is hoping will result in interviews.  I am praying for 5 interviews and at least 3 offers for him to choose from, and praying to have it wrapped up by June 20, so that when we leave for vacation with family, we will be able to have a week to celebrate and RELAX after this incredibly stressful season!
I so appreciate everyone who has been praying for us, I am hoping that this is it!!!!!  Thanks for your prayers and I will update soon, hopefully with GREAT news!!!!!
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Tightwad Tuesday

Posted in Hearth & Home • Apr. 8, 2008

Today's Tightwad Tuesday is a very basic how-to that I use all the time, but I have found that a lot of people don't know how to handle.  It is Dave Ramsey's tool on how to handle irregular income.  You know, the not-always-the-same-in-your-paycheck, commission, extra money, tax refund, "stimulus check" type money that flows into and out of our bank accounts with such lightning speed that it leaves us shaking our heads and saying, "huh?  Where'd it go?  Where'd it go?" in utter amazement.  Nearly all of us will be getting some irregular income sometime soon, and there are many people who have 100% irregular income, like if you own your own business or are on 100% commission and your income is variable. 
So, here's what you do.  You use the regular budget (a zero based budget that spends out everything you know you are getting in your check or the minimum you always get if you are somewhat variable on the amount) to allocate the "certain" money.  You just make that go as far as it can go.  So, for example, let's say my husband's regular check is $2000.  I list my tithe of $200, my savings of $200 and my mortgage at $1000.  I have $600 left, so I keep going.  I am going to put $200 to utilities, $200 for groceries, and $200 for gas for the car.  That is all I can do, because I have spent out the full $2000.  But, there are lots of things that I need/want/desire to do that I have not paid for with the $2000.  So I take out another sheet and list them, with amounts... more grocery money, $100.  More gas money, $100.  Clothing, $50.  Tuition for co-op, $150.  Car insurance, $375.  Vacation to Disney, $5000.  Notice I am putting down everything I would LIKE to do, not just what I need to do.  Now I put in in order of priority.  (I keep saying "I" but I mean "we"... you will need to call a budget committee meeting with both spouses to do this and agree on items and their priority.)  So, mine is 1.  Car insurance, $375 (Due this month, can't drive without it.)  2.  Clothing, $50 (Have to pay for the dance costumes before end of April).  3.  Co-Op tuition, $150 (want to go next year and reg. due now)  4.  More grocery money, $100.  5.  More gas money, $100 and  6.  Disney (a total dream at this point!), $5000.

Now, when I get my extra money, here's how it works.  Let's say I sell something on eBay for $75.  I look at the list.  The first item, car insurance, is $375.  So I hold on to that $75 and put it in my account or envleope and mark it "car insurance".  Next, My husband's pizza tips for a weekend were really great, and he brought home $300.  Guess what?  Car insurance is funded!  I go ahead and pay it.  Then the stimulus check arrives, $2100.   That is gonna do a lot here!  Instead of just deciding what to do with it on the fly, I now have a plan!  I pay the $50 clothing, the tuition $150, the grocery $100, the gas $100, and I still have $1700 to put towards Disney!  (It is now feeling like it may actually happen someday!)

So, although your items will be different, and mine are too (Disney has never made the cut!  LOL!), you can see how it works.  Hope that helps someone!

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Just like Anne, I am into everything, and always have some sort of dream or scheme going... so here's where I get to share all my many projects and interests!

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