Tonight we met with our old Dave Ramsey Financial Peace group to celebrate Richey's family being debt-free except the house.  Thank you Lord for enabling them to do this.  They have an incredible story about this - and will share on the Dave Ramsey show soon.  Richey's job of 18 years is getting phased out, and he has been going to school and working as a nursing intern for the past year...and his wife has picked up extra dental jobs.  They have been gazzelle intense in paying off their debt so they can make this career transition. 

Anyhow all 3 couples made a pact during our first FPU class that once our equity lines were paid off - we would celebrate with dinner.  An extra bonus was that our dear friends the Gwyn's are expecting a child next month (yet another incredible answered prayer).  So we enjoyed a great time of fellowship and praising God....even though Richey got called out at the last minute and could not celebrate with us! :-)

Well the Cadillac car sale knocked off another 7 chains - so we are now left with 4 chains!!!   We hope to transition from a slavery to debt poster to a nest egg poster (fully funded emergency fund) come November.

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Here is the Debt Poster now....we recieved our Tax economic stimulus package, and only with our normal 2 week payment, we were able to cut off 3 chains last night!  Praise the Lord!  We wish these monies could have gone somewhere else, but when you are slave to the lender that is what happens.  I am sorry our family can't stimulate the economy any further at this time.  We did our share when we were building our house and finishing it.

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My 4 year old son came up to me the other day and said Woody (his Toy Story doll) was being bad and needed a spanking.  So I went along and told him he needed to pray with Woody so he would understand why and address the sin issue at hand.  So I led him in prayer and John-Michael repeated after me and in a gentle yet firm manner showed Woody 'the rod'. 

Yesterday we were all in the family room and John-Michael came up to my bride and said he was going to spank Woody.  I interupted him to see if he remembered....and reminded him that he needed to pray before doing so and not spank out of anger.  John-Michael gently told Woody he was going to spank him and then said "May God have mercy on your soul." Whack.  Now where he got this statement from I don't know, but Erin thinks it came from the Pixar movie Cars.

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Well here is the debt poster that my children made a few weeks ago.  This is in our family room. 14 links show our current home equity line balance.

Lord willing this poster will be replaced by a bird's nest poster - where each egg represents $1,000 in our emergency fund (Baby Step 3).  Our goal is to have $12,000 or a dozen eggs.

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