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EDIT: The mystery has been solved. It is a locust leaf miner beetle and it's very, very bad! (Back to catching them and dropping them in soapy water with the 18 million tent caterpillars eating my fruit trees and roses!)
Not homeschool related, just a post to show someone a bug infestation on my apple trees I was telling them about....
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Close up photo.....
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...apparently eating spots in the leaves......
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...seems to be making the leaves curl as I have found several inside a curl......
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