Greetings!

I write you today with new information about Sonlight's Time Payment
options. Partly in response to
our economy's recent struggles, we've made three significant changes.

1. Minimum order total is lower, by over $100.
Until now, an order had to be at least $500 to qualify for our Time
Payment
option. Now you can select Time Payments for any order as low as $399.
As a result, no less than 27 of Sonlight's complete programs
automatically
qualify (20 Sonlight Core programs and 7 Sonlight Newcomer™
packages).

2. Down payment is lower, too—by over eight percent.
In the past, we charged one-third down plus a one-time 5.99% service
fee,
for all
Time Payment orders paid across six months. Now you can pay less up
front
for everything need for the school year: pay just 25% of the order
total
(after we apply the one-time fee, with NO additional fees or interest).
For the
remaining payments, you simply pay the balance in equal amounts.

3. Plus, now you can choose how much time you'd like to take.
Need a bit more time to pay for a large order? Or maybe a bit less to
pay
for
a smaller program? Now, you may also choose to make four payments over
just
three months (the one-time fee is 2.99%) or take nine months—that's
39
weeks,
longer than most Sonlight program schedules—to budget your purchase
across
ten payments (for a one-time 8.99% fee).

Sonlight's Time Payment options are NOT "revolving" credit
accounts—just
tools we offer to help 
budget management. We do request the individuals credit score (there is
a
minimum requirement)... our
request has NO impact on the individuals credit history, as would a
request for new credit.

For more information go to: http://www.sonlight.com/timepayments.html