Posted in Financial Shape in 2008
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Oh please DON'T MAKE ME DO THIS--- PLEASE--- maybe I'l just skip this-- no one would notice-- or care--but you know it is a bit more accountability-- so I'm gonna do it-- and it will be painful-- and disappointing---but---- well some days are like that, I guess-- I could blame it on pregnancy hormones-- or lack of ----ummm discpline-- or a loving Mr. Steady--who really does aim to please---at any cost--- So what could be so bad??? We moved BACK A STEP!!!!! yes-- what a bad idea--but we dipped into our savings a big-- to help get our new Suburban payments at the same level as our mini-van to help our MONTHLY budget!! Sounds harmless--to some--but it was a blow to me-- I LOVED having that Savings NEST!!! But I know if we had to stretch our MONTHLY budget to cover it -- that would've been painful too..... On top of that-- we have really been spending MUCH more than normal-- but it has been covered (Well) buy hubby's OT-- And he has been working 1 extra day per week-- and we have been SPENDING it- on all kinds of things-- Extra food and jars for canning for winter-- Fun day trips--CONVENIENCE FOODS (vs. cooking from scratch or healthy-just for EASY-ness) I could go on and on--and thankfully it has not affected our BUDGET plan-- but it is $$ that could've probably been used better--but hubby has really been trying to help our house (mostly ME) to have some *PERKS* before baby comes-- And that leads me to the positive-- I am SURE that once baby comes and we REALLY slow down-- the spending will slow down too-- Thankfully there will be no diaper expense-- hopefully no formula expense--- so adding the baby should be an expense free event!! (goodness knows she has enough clothes--- So--- where are we-- we are aiming for October-- and really doing MUCH better---- building back up that Savings account!! Check HERE-- for more Financial SHAPE Up reports---
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