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Apr. 27, 2006

Huge Increase in Uninsured Americans

Posted in Health

This probably isn't a news story for many of you. It wasn't for us (though it did make me feel less alone). We haven't had health insurance for about three years. With DH being self-employed, it is just too high for us to pay. When we last had insurance it was costing us 1200.00 a month. We couldn't keep up with that. 

 

This is a sad fact of life in our country that many of us aren't insured and because of that we don't get proper preventative care which leads to illness becoming severe before we seek attention and greater bills being created because of the delay.  Last year I had to have surgery on a suspicious lymph node. All of the appointments, surgery, tests cost over 10,000.00. The hospital ended up writing off most of it, but I am not unaware, that that cost has to be borne somewhere else.

 

We are fed a lot of information (or maybe misinformation) about countries that provide government run health care. There are pros and cons to it like there are to anything else. I have heard that we have the best medicine in the world because the researchers are funded by our private health care industry.  However, if more and more people are going bankrupt, or having their bills written off or are otherwise burdening the government with medical bills that can't be paid, doesn't it seem like universal health care could balance that cost out? Money spent on people being sick, could be spent on research instead, because if people could afford health care, then they would be more likely to get preventative care and not get as sick as a result.

 

We have had first hand experience with government run health care. We were in Canada four or five years ago visiting DH who was on a contract there. My son got his hand caught in a museum exhibit and I honestly thought his fingers were broken.  (We won't get into the museum negligence here who admitted the exhibit was broken and waiting repairs, but didn't offer to cover any medical expenses).

 

So we had to go to the hospital. We were with the family of one of DH's coworker's, so they took us to a children's hospital/emergency room.  We were there a total of 2 hours (the same amount of time or way better than emergency rooms here in the U.S.). During that time, we were seen, DS was x-rayed and bandaged (nothing was broken, thank God), and we were sent on our way. The doctor didn't give the impression of rushing from one patient to the next, there wasn't a long, long wait and my DS was taken care of in a wonderful manner. The cost of this adventure was 126.00! Yes, you heard me 126.00 and wouldn't have been that had I been a Canadian citizen. 

 

In March, my children got the flu. I had had it and I was soooo miserable, that I bit the bullet and took the kids to the doctor to get them Tamiflu. The cost of our doctor visit (charged for both children, even though they had the same thing and were seen at the same time) was 200.00!  Then the medicine was another 200.00 (two prescriptions for Tamiflu and some heavy duty cough medicine for all of us!  Talk about sticker shock!!!!! 

 

So that's my 2 cents! Feel free to share yours!

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Comments

Apr. 27, 2006 - Insurance

Posted by JSM
We cannot afford insurance either as we are self employed also. Jess' recent hospital stay was incredible expensive.
I had had breast cancer and actually "shopped for a dr. and hospital that would take me. I bargianed with them and paid CASH in advance to get the surgery done. The hospital was crowded and not really clean and I was realease while I was throwing up and could not hold food on my stomach. The stitches did not hold and I had to wait 2 days to be seen again insisting that I give them money before being treated. there were a lot of expenses that they had to "write off" ie charge insurance companies higher prices to recoop their losses. Now they have the audacity to send me a letter insisting that I have a new exam! Yea right like I can afford it.
In contrast to that experience, I had a heart attack when Ash was 7 months old and I was still working as a probation officer with GOOD insurance. The Doc transfered me to the VERY best heart hospital in SA and the care I recieved was extraordinary.
Now I turn to God a lot for our care. He is a better doc any way.
Judy
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Apr. 27, 2006 - Untitled Comment

Posted by writmm
We had a similar situation years ago. I was on Blue Cross through work and my then hubby to be was on Medicaid with his children as he was their sole care provider. We were rear-ended in a car accident.

Daniel's seat was ripped lose from the floor on impact and the steering wheel was bent in half from where he had been holding it. His neck and back were hurting. My ankle hurt (though I am not sure how it got hurt). We went to the hospital to be checked out. I was immediately placed in a wheel chair and wheeled around (even though I was walking fine, it was just tender and we were just trying to be safe in case problems developed later on). He was walked back to the room and it took them longer to take care of him. It was very frustrating to see the difference in care.

I am all for not running to the doctor's office at every sniffle and for taking better care of ourselves, but there are things that come along and everyone should get the same treatment.
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Apr. 27, 2006 - If Your Interested...

Posted by jaminacema
I would love to tell you about Homepathy and how my family has avoided prescription drugs for 15 years now! None on my kids have ever had an antibiotic or a prescrition drug! Let me know if you want to know more. The best news is homesopathy is CHEAP and effective. Maybe I should write a post on it!
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Apr. 28, 2006 - Glad you had a good experience,

Posted by FaithfulGrace
I have heard the opposite from a lot of people.

Being a healthcare worker, this is a huge issue for me.
I really don't even want to get into it. There are to many issues to cover in a comment. I don't think socialized medicine is the best option. And it might be better than what we have. But it will never fly in the US.

thank you for stopping by my blog. I really want to get back into BlubberBloggers. I miss the support. Have a great weekend.
God bless,
Linda
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